Earn 5% cash back on H‑E‑B brand products1 when you use the H‑E‑B Debit card at select in-store locations.*

With benefits like these, it pays to be a Texan.

  • No monthly fees

    There is no monthly fee to maintain your account.

  • High-yield optional savings account3

    Open an optional high-yield savings account and earn up to 6% interest on balances up to $2,000.

    *After the initial $2,000, it will change to 0.5% APY.3

  • Get paid earlier4

    Access funds up to 2 days faster4 with Direct Deposit.

  • Free cash withdrawals only at H‑E‑B branded ATMs5

    Visit the Online Account Center for a list of in-network ATMs.

  • Download the H‑E‑B Debit app6

    You can add check funds, see your balance and more.

  • Add money to your account

    No cost7 through bank transfers.8
    No costs to add cash at H‑E‑B stores.9
    No cost to add money within 10 days through mobile check capture or add sooner for a fee.10

Shop anywhere Debit Mastercard is accepted