With benefits like these, it pays to be a Texan.
No monthly fees
There is no monthly fee to maintain your account.
High-yield optional savings account3
Earn up to 6% Annual Percentage Yield (APY) on balances up to $2,000.
*After the initial $2,000, it will change to 0.5% APY.3
Get paid earlier4
Access funds up to 2 days faster4 with Direct Deposit.
Free cash withdrawals only at H‑E‑B branded ATMs5
Visit the Online Account Center for a list of in-network ATMs.
Download the H‑E‑B Debit app6
You can add check funds, see your balance and more.
Add money to your account
No cost7 to add money with another debit card or from your bank.8
No costs to add cash at H‑E‑B stores.9
No cost to add money within 10 days through mobile check capture or add sooner for a fee.10