Taking care of Texans

Direct Deposit

Enroll in Direct Deposit and receive your paycheck up to 2 days earlier.1

Forward-thinking account features

Earn 5% cash back on H‑E‑B brand products2

Use the H‑E‑B Debit card at select in-store locations*

*Visit hebdebit.com for select in-store locations. More locations to be added in the future. Some exclusions include: H‑E‑B curbside and delivery, pharmacy prescriptions, gift cards, restaurants, or purchases at H‑E‑B gas stations.

High-yield optional savings account4

Earn up to 6% Annual Percentage Yield on balances up to $2,000.4*

*After the initial $2,000, it will change to 0.5% APY.4

Short on funds?

With qualifying Direct Deposit, our Purchase Cushion3 may cover you up to $20 if you fall a little short.

(Resolve negative balances within 30 days by adding funds to your account.) Eligibility requirements apply.3

Free cash withdrawals only at H‑E‑B branded ATMs5

Visit the Online Account Center for a list of in-network ATMs.

Manage your money

There are several ways you can add money to your account

No cost6 through bank transfers.7
No cost by visiting the H‑E‑B Customer Service Center or checkout.8

No cost to add money within 10 days through mobile check capture or add sooner for a fee.9

Text alerts

Enroll in Anytime Alerts™10 to know your balance after every transaction.

Download the H‑E‑B mobile app10

You can add check funds, see your balance and more.

With Mastercard, you get more!

As an H‑E‑B Debit Account cardholder, you have access to a number of benefits designed to protect your purchases and your personal information. To view terms and conditions for these benefits, click here

Cell phone protection coverage11

Protect your cell phone by paying your monthly phone bill with your H‑E‑B Debit Card.

Rideshare protection12

May protect you against lost or stolen items that happened during a trip in a rideshare vehicle, when paying for the rideshare cost with your H‑E‑B Debit Card.

Identity theft services13

ID theft alerts

Help safeguard your personal information online at no extra cost.

Assisted resolution services

Our tool scours the Internet and alerts you if it detects your personal info – credit or debit card, Social Security Number, driver’s license or other sensitive data – is being bought or sold online.*

Emergency wallet replacement

Experts assist you in quickly cancelling and re-ordering the content of your physical wallet such as social security card, driver's license and more.

SSN trace

Provides you with a report of names and aliases associated with your SSN and will notify you if new names, new spelling of your name, or aliases become associated with your SSN.

Shop anywhere Debit Mastercard is accepted